If you are deep in debt and are unable to find ways and means of getting out of it, you would typically seek the help of a debt counseling service (also known as credit counseling services). Debt counseling services educate consumers on managing debt and help them get out of debt.
free debt counseling services
There are hundreds of non-profit debt counseling agencies that offer their services to debtors free of charge. Free debt counseling agency will assess your overall debt situation – whether you qualify for a debt management program or not and how they can help you.