What Is My Credit Score? How To Get My Credit Score And Check My Financial Health?

It’s relatively easy to get your credit scores and check your financial health. There are different sources that provide the credit score and these can be obtained through email, over the telephone or posted through US mail. However, unlike credit reports, you do not get credit scores for free (except when you have applied for credit and the lender provides you the score that they have in turn obtained).

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What Is A Bad Credit Score?

If your credit score is anything below 620, it is considered bad enough and you will find it tough to get credit approvals from lenders. And the terms at which you get credit will be worse than what you would get with a good credit score… this means higher interest rate, lower loan amount sanctioned, other payment terms, collateral requirements etc.

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What Is A Credit Score? Credit Score Ratings & Ranges Explanation

Credit score is a statistical analysis of a person’s ability to pay his outstanding bills on time. Credit score determines your creditworthiness and thereby affects your chances of getting approvals for loans, credit cards, credit limit on a credit card, mortgages, rent, high or low interest rate on a loan etc.

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Credit Repair After Bankruptcy – How To Rebuild My Credit Effectively

Repairing credit after bankruptcy is really a tough job unless you know the tips on how to repair credit after bankruptcy. So, let’s have a quick look at some of the important tips that can help you with credit repair after bankruptcy.

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Bankruptcy And Credit Score – How To Improve My Credit Score After Filing For Bankruptcy

All of us know that bankruptcy can rip apart our credit score... and make us think that there is no way we can improve our credit score after bankruptcy. While, the negative effect of bankruptcy on credit score is a well-known fact, it is possible to start improving your scores quite quickly.

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Credit Repair – How To Fix Your Credit And Improve Credit Score

If you are not being offered good rates and terms on the loans, you must starting thinking about credit repairing i.e. improving your credit score. This (your credit score) is what all lenders check before offering you loans or any line of credit (including credit cards).

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