David Smith

Credit Card Balance Transfer – Should You Or Should You Not?

Most people would have encountered very lucrative balance transfer offers (e.g. 0% balance transfers etc.) from various credit card providers. And such offers often leave you wondering whether it would be a good idea to go grab one of these offers or not. So, let’s have a quick look at aspects surrounding credit card balance transfer.

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What Is A Credit Score? Credit Score Ratings & Ranges Explanation

Credit score is a statistical analysis of a person’s ability to pay his outstanding bills on time. Credit score determines your creditworthiness and thereby affects your chances of getting approvals for loans, credit cards, credit limit on a credit card, mortgages, rent, high or low interest rate on a loan etc.

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Bankruptcy And Credit Score – How To Improve My Credit Score After Filing For Bankruptcy

All of us know that bankruptcy can rip apart our credit score… and make us think that there is no way we can improve our credit score after bankruptcy. While, the negative effect of bankruptcy on credit score is a well-known fact, it is possible to start improving your scores quite quickly.

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