There are various companies offering debt consolidation services. Most of them offer free debt counseling, which assists to pick a plan best suited for your individual purpose. The company negotiates with your creditors and fixes a debt repayment plan for you.
non profit debt consolidation services
Non-profit debt consolidation programs are especially created for those who are deep into debt. The main aim of the companies offering such programs is to help you settle your debt payments legally, as soon as possible, at better rates, and with favorable terms and conditions.