March 2011

Credit Card Balance Transfer – Should You Or Should You Not?

Most people would have encountered very lucrative balance transfer offers (e.g. 0% balance transfers etc.) from various credit card providers. And such offers often leave you wondering whether it would be a good idea to go grab one of these offers or not. So, let’s have a quick look at aspects surrounding credit card balance transfer.

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What Is A Credit Score? Credit Score Ratings & Ranges Explanation

Credit score is a statistical analysis of a person’s ability to pay his outstanding bills on time. Credit score determines your creditworthiness and thereby affects your chances of getting approvals for loans, credit cards, credit limit on a credit card, mortgages, rent, high or low interest rate on a loan etc.

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